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The homemade spreadsheet I have used in one form or another to track my finances for the last decade and a bit has reached its use-by date as life becomes more complicated, expenses become more varied and a greater degree of granularity is desired than could easily fit across one screen.
So this morning I installed GnuCash (an open source accounting package) and entered all-the-things. Well most of the things.
My spreadsheet was just incomings and outgoings but this includes the house and various investments, which has given me reason to check on where eg the balance of my Kiwisaver and the current value of my shares are at. So for the first time ever I have a near-approximation of my current net worth in one number. This is about what I thought it would be (given that the bulk of it is the house) but it's not necessarily distributed quite as I expected.
The best surprise was logging into IRD and discovering that my student loan balance is lower than I thought it was - that should be gone in only a few months and then I'll get that not insignificant increase in $$ in "hand" each week.
So this morning I installed GnuCash (an open source accounting package) and entered all-the-things. Well most of the things.
My spreadsheet was just incomings and outgoings but this includes the house and various investments, which has given me reason to check on where eg the balance of my Kiwisaver and the current value of my shares are at. So for the first time ever I have a near-approximation of my current net worth in one number. This is about what I thought it would be (given that the bulk of it is the house) but it's not necessarily distributed quite as I expected.
The best surprise was logging into IRD and discovering that my student loan balance is lower than I thought it was - that should be gone in only a few months and then I'll get that not insignificant increase in $$ in "hand" each week.
